Financing

Financing is a valuable sales and retention tool

Financing enables you to sell more equipment, more frequently, to more customers. Your successful business customers typically look for financing options.

Sell More Equipment

Offer low monthly payments and make equipment acquisition easy for your customers. Enable your customers to order additional equipment that they may not have acquired due to cash constraints. Increase transaction size and profit margins by selling a monthly payment option.

Sell More Frequently

Make it easier for your customers to acquire new equipment, upgrade outdated equipment, or add-on to existing equipment. Develop recurring selling opportunities and build a long-term relationship for repeat business.

Offering financing to your customer enhances your value proposition.

Financing allows your customers to enjoy many valuable benefits. Customers have the ability to:

• Obtain the latest innovation.
• Protect against technological advances.
• Lower upfront costs.
• Take advantage of flexible pay structures.
• Bundle costs for installation, service and taxes.

Sell More to Customers

• Close more sales faster by offering financing options at the beginning of the sales process.
• Control the sale by offering “one-stop shopping” - equipment, innovation, servicing and financing all in one package.
• Increase customer loyalty by being a single, convenient source for quality products and flexible affordable financing options.

Do you really sell a total solution?

If you are not currently offering a financing option when closing new sales, you are missing a critical opportunity. Providing customers with a way to finance their acquisition can make the difference between high growth and low growth.

Financing is available to qualifying customers within the 50 United States and Canada only.

Why Equipment Financing?

A constantly changing business environment makes managing cash flow both challenging and critical. Technology changes everyday - presenting both the opportunity and the need to acquire new equipment. Today’s successful business leaders are able to balance cost cutting, preserve business capital and take advantage of adopting new equipment.

Financing with Marlin is the solution. Marlin's flexible financing allows your customers to acquire equipment solutions without an up-front cash investment. We offer financing options with flexible terms and payment options.

Marlin offers the following:

• Single Point of Contact - Personalized one-to-one service from an experienced account manager
• Flexible Financing Structures: Terms and a payment schedule to fit your customer’s cash flow.
• Franchise Financing for equipment, working capital, re-imaging and new location.
• Fast Turnaround: Usually within 2 hours
• Simple One Page Documentation: Close faster with single-page financing documents.
• $1,000 minimum transaction amount

Here are some pricing examples: $10,000 Transaction Example

24 Months - $430.70

36 Months - $299.00

48 Months - $234.00

60 Months - $194.00

There are plenty of reasons to pay for your new equipment acquisition by financing it through Marlin

Here are some of the best…

Predictable, Low Monthly Payments

Financing enables a customer to make payments over time rather than investing a lump-sum of cash upfront. Monthly payments can be tailored to fit customer budget levels or revenue streams and may be tax deductible.

Lower Upfront Costs

Financing reduces upfront costs, allowing your customers to obtain the assets they need now without affecting cash flow. It preserves working capital and existing credit lines and frees up cash for other operational expenses.

Flexible Pay Structures

Financing provides flexibility that purchasing does not offer, such as: 100% financing with no money down, payment structures that match cash flows or business cycles, and a variety of end of term finance options.

Credit Preservation

Maintaining credit lines provides a safety net for business operation and fuel for growth. Financing provides your customers with a new source of credit, allowing them to keep existing bank lines intact for other needs.

Enjoy Tax Benefits

You may be able to deduct all or a portion of your equipment cost in the year it is purchased, depending on the amount. Any amount over the first year deduction “cap” may also be depreciated over the next several years, giving them an ongoing tax deduction (Consult your accountant for actual tax saving for financing your Welbilt purchase).

Just about any piece of Welbilt equipment can be financed. Any piece of Welbilt equipment that produces income or saves time and labor can be financed, including remote condensed systems, ice and water dispensers, and more.

One-Stop Shopping!

Marlin understands there may be other cost involved in a Welbilt equipment acquisition in addition to the equipment itself, such as installation, and freight. As a convenience, Marlin can bundle those other cost into the finance contract and allow you to finance all of the costs associated with your new Welbilt equipment purchase in one affordable monthly payment (certain restriction apply). The best reason of all to use Marlin...

it’s quick and easy!

In most cases, just one phone call is all it takes to get the process started. Depending on the transaction size, credit approval and preparation of finance documentation take in the same day.

Welbilt Finance’s Easy 5-Step Process  

Welbilt Finance makes it easy for customers to acquire their new Welbilt equipment

Easy 5-Step Finance Process. Once you’ve chosen an authorized Welbilt equipment supplier from which to purchase your new equipment, follow these steps to assist you through the finance process...

1. Finance Quote

Including a monthly payment quote on every proposal is the best way to communicate finance options to your customers.

Dealer selects Welbilt Finance to provide financing solutions to its customers. 

2. Credit Application

Credit applications can be received directly from your customer, via email, taken over the phone. Once we receive the completed application, a credit decision is made within 2-4 hours.

Dealer sells equipment product to customer and offers a finance option. Credit application is submitted to Welbilt Finance.

3. Documentation

Upon approval, the finance documentation package will be completed and sent to your customer for signature. Once the signed documentation is received, a purchase order is issued.

Welbilt Finance confirms credit worthiness of customers and initiates the financing.

4. Delivery

Once installation is completed, email the invoice and we will call the customer to confirm delivery.

Dealer delivers the equipment to customers. Customer then confirms the delivery with Welbilt. 

5. Funding

The transaction is funded.

Welbilt pays vendor, and collects finance payments from customer.

Create Your Own Tax Break through December 31, 2018*  

• Take advantage of potential tax benefits through IRS Section 179.
• The deduction limit for Section 179 is $1,000,000
• This means that if you buy (or finance) a piece of equipment, you can deduct the Full Purchase Price (up to $1,000,000) from your gross income
• Section 179 Calculator